Retirement Planning

Planning for a Successful and Fulfilling Retirement.

The financial advisors at JCN Financial provide high-net-worth retirement plans to individuals who are looking to create a better future for themselves — financially and personally. Our retirement planning strategies focus on accomplishing your personal goals while protecting what’s to come.

We don’t want you to simply survive retirement; we want you to enjoy this next chapter in your life! Retirement, at its core, is about planning for the future you’ve always dreamed of. It’s a time to spend time with your loved ones and take advantage of the opportunities that you’ve always wanted to explore.

Every person has their own unique set of financial needs and life goals that can only be obtained through a personalized, comprehensive financial plan that is tailored to YOU.

Income and Distribution Planning

Your retirement plan should encompass both income and distribution planning so that you can enjoy the wealth and security that you have worked so hard to obtain in retirement.

Income Planning

Your retirement income plan should include your guaranteed income while also factoring in potential growth and flexibility. Your retirement income, source(s), and amount will depend on your individual circumstances (your retirement age, if you plan to work after retirement, etc.). We take your budget, personal expenses, employer pension and severance pay, Social Security benefits, rental income, life insurance policies, and (most importantly) your dreams into consideration. At the end of the day, your retirement income should allow you to prepare for all expenses, whether expected or unexpected, so that you can thrive in retirement.

Distribution planning covers the optimization, contribution, and distribution strategies for 401(k)s, IRAs, and other retirement accounts or personal savings accounts. We work with you to determine if your retirement account is truly benefiting you.

One of the most overlooked aspects of tax planning is managing the tax on your IRA. For high-net-worth clients, the required minimum distribution (RMD) is the first domino to fall, and it sets off a retirement plan subject to excessive taxation. Minimizing the sum of tax and IRA is in the DNA of JCN Financial.

The formula “maximizing return + minimizing risk = successful investment” is easier said than done for some people. When you reach the age where retirement no longer feels a million miles away, your investment goals and strategies may change. In this stage, most need the right education to keep more of what’s already there, not just better investments. Our investment management strategies focus on empowering our clients to know when, where, and how much to invest without compromising their future.

Although risk is a part of life, we understand the anxieties that can come with managing a financial portfolio. At JCN Financial, we want our clients to sit back and relax while we monitor their portfolios and plan for whatever life throws their way. Our comprehensive approach to financial planning focuses on minimizing risk across all financial areas, including investments, estates, businesses, and more. Financial planning is constructed by our Certified Financial Planner® (CFP®), who operates with your future in mind. Our goal is for you to live a better, more carefree life.

Estate planning is all about gaining peace of mind later in your retirement by safeguarding the things you cherish the most. Without the proper estate planning strategies, you can’t guarantee that the wealth and assets you spent so long building up will be handled the way you envisioned. The retirement advisors at JCN Financial are here to ensure that your estate plans align with what you want for your future and the future of those you care about. Don’t wait until the last minute to contact JCN Financial to begin putting the affairs of your estate in order.

What Makes JCN Financial the Best Choice for Retirement Planning?

To us, retirement planning is about so much more than making sure you have money after retirement. It is about helping you work towards a life you may have never imagined possible for yourself. Retirement can feel like a time where penny-pinching is expected, but with our retirement advisors by your side, you may realize that you have more money to spend doing what you’ve always dreamed of.

Our comprehensive financial strategies encompass more than just money; they focus on your life goals. We want to help you achieve your financial goals and your wildest dreams. That is what we are all about. That is part of our story.

Are you ready to get to where you want to be in retirement?

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